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Telematics measures how a policyholder actually drives and turns it into a score. The Korint platform uses this scoring for usage-based motor insurance, where the premium reflects real driving behaviour rather than only static risk factors. The current telematics provider is DriveQuant, and the integration is used on the VTC products (Yeet and Axece).

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What It Does

The platform connects to the telematics provider to:
  • Register drivers: enrol a policyholder’s driver with the provider so their trips can be tracked
  • Retrieve driving scores: collect the driving-behaviour scores produced from those trips
  • Average scores over a period: combine individual scores into an average for a given period, which is the figure used for pricing
The resulting average score feeds mid-term repricing: the premium for a usage-based product is adjusted during the policy’s life to reflect how safely the driver has been driving.

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Vendor-Agnostic by Design

The telematics provider is integrated through a vendor-agnostic adapter. The platform speaks to a single, provider-neutral interface (register a driver, get scores, average them), and DriveQuant sits behind it as one interchangeable implementation.
Because the product depends only on the neutral interface, the telematics provider can be swapped for another without changing how the product prices or reprices.